Interest rate, Money and Credit

How many times I turned away,
Yet I see this fate again and again.
It wanted me to learn the hard way —
That poverty alone can't sustain this fate.

This lasting hate for money,
This undesirable credit —
Yet I’m learning to see them anew,
As part of the greater good for all.

Again and again, time has taught:
I must observe the course of time —
How the sun moves, and how interest rates
Together shape the course of history.

Now the time has come
To study these things,
With utmost faith in my heart.
It's time to worship Laxmi with full respect.

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Averaging practice in stock market and Liquidity problem in Banking

Investors in equity market (secondary) are quite familiar with averaging practice of prices. When a stock of higher cost was already purchased but the prices drop down, then purchasing stocks at lower prices (must be probable to gain some increment in those latest prices) will average the per unit cost and given increment in latest prices but lower than previous prices till make loss over previously purchased stock lesser loss making. Now, thinking the institutional capacity of banks and financial institutions and production and distribution capacity of national economy, given flood of remittance, there must be a lag in mobilization of funds through banks. Thereby keeping interest rate at lower side till national economy's capacity to produce and distribute gets increased. However, let's imagine a scenario where funds are ever demanded and loans are distributed at higher cost. Deposit rates are increased in the name of liquidity problem or liquidity premium is so high that retu...

Hindu Jurisprudence- Smriti And some property law

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Usha

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